Original UK Price of 1983 Series III Stage 1 109?

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  • vbdave26
    Low Range
    • Oct 2010
    • 19

    Original UK Price of 1983 Series III Stage 1 109?

    Trying to get insurance on my new to me LR and I was asked to find the original price for the vehicle.

    Can anyone steer me in the right direction?

    Thanks
    d
    VBDave
  • gambrinus
    1st Gear
    • Jan 2007
    • 142

    #2
    "original price" ?!?!? Has NOTHING to do with what the replacement cost of the vehicle is today. You need a new insurance agent / company.

    If you were in CO , I'd love to help you....

    If its an occasional use vehicle try: www.hagerty.com

    If you use it a bit, and do go off road from time to time... SAFECO has a good "Classic Car" policy.

    http://www.safeco.com/ you can search for a local agent that can help you.


    Good Luck

    RW

    Comment

    • artpeck
      3rd Gear
      • Dec 2009
      • 368

      #3
      I would agree. On both my '95 defender and my new to me S3 I worked with my agent to establish a reasonable assessemt of replacement value which is the only relevant metric to insure against. Unless your truck is a total disaster the original price will be far lower than it's current value and therefore a meaningless number.
      1995 NAS D-90 Soft Top, AA Yellow
      1973 Series III '88 Hard Top, Limestone
      1957 Series I, Deep bronze green

      Comment

      • Wander
        2nd Gear
        • Jan 2010
        • 260

        #4
        I've got coverage with Grundy and have been pleased-it's a specialty policy for classics but I don't have a mileage restriction and the coverage is cheap. I got quoted by Hagerty but then they refused because I might take if off road-imagine that a Land Rover going off road!? Grundy had no problem with it but I did explain that off roading in a 64 IIa means fire lanes, dirt roads and beach driving-not rock crawling.
        64 IIa 88
        94 Discovery
        06 Toyota 4R (DD)

        ~Matt
        --------------------------------------------
        "Not all who wander are lost"~Tolkein

        Comment

        • bkreutz
          4th Gear
          • Apr 2010
          • 408

          #5
          So that means your insurance agent thinks a 64 SC Cobra is worth $6000.00 because that was the original price? I agree with the others, you need to find an agent that looks past his computer screen.
          Gale Breitkreutz
          '03 Disco
          '74 Series III 88 (sold, 4/13)
          '47 CJ2A

          Comment

          • vbdave26
            Low Range
            • Oct 2010
            • 19

            #6
            Follow up

            thanks for all of your responses. I will look into a few of your suggestions.

            Dave

            Pictures to follow when I get this thing home.
            VBDave

            Comment

            • Firemanshort
              2nd Gear
              • Nov 2006
              • 282

              #7
              one Stage One owner to another ... congrats on your purchase and where are you?
              Firemanshort
              1980 Stage One
              (Past owner of 1973 Series III - Highlander)

              Comment

              • I Leak Oil
                Overdrive
                • Nov 2006
                • 1796

                #8
                They need to know the original value so they can determine it's current value based on depreciation. That's how a normal policy works. If you want a policy based on what it's currently "worth" then you need a different type of agreed replacement cost policy.
                Jason
                "Clubs are for Chumps" Club president

                Comment

                • Cutter
                  4th Gear
                  • Feb 2009
                  • 455

                  #9
                  I asked my agent who does our cars, house, business about agreed upon replacement value and they wanted me to get it appraised. I sort of thought that was their job to do so I've been thinking that I might look elsewhere for the rover. Will check out the above mentioned.
                  _________________________________________
                  1986 3.5l 110 SW Austrian Feurwehr

                  Comment

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