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I'm getting ready to put my 1973 SIII rover on the road. What would anyone recommend for insurance. I'm thinking of getting classic car insurance but not sure where to shop for it or if there is any problem getting it for this type of vehicle. Thoughts?
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THING 1 - 1973 88 SIII - SOLD
THING 2 -1974 88 SIII Daily Driver - SOLD
THING 3 - 1969 88 SIIA Bugeye Project
THING 4 - 1971 109 SIIA ExMod - SOLD
THING 5 - 1958 109 PU
THING 6 - 1954 86" HT -
I had my Rover insured through Hagerty. Their rates are very reasonable. -
State Farm, $12 a month. Antique car rate, max annual milege must be below 5000.61 II 109" Pickup (Restomod, 350 small block, TR4050)
66 IIA 88" Station Wagon (sold)
66 IIA 109" Pickup (Restomod, 5MGE, R380)
67 IIA 109" NADA Wagon (sold)
88, 2.5TD 110 RHD non-hicap pickup
-I used to know everything there was to know about Land Rovers; then I joined the RN Bulletin Board.Comment
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I have Hagerty - 89 bucks a year'67 sort of station wagon (limestone), '65 gray hardtop, '63 blue Station Wagon, '64 limestone station wagon in piecesComment
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Hagerty is the way to go, I also have mind with them. Just had to send in a photo and answer some questions. It is very easy and the rates are easy on the wallet.Comment
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Are the rates you are quoting including Collision and theft?Comment
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yes- you can't get a quote without comprehensive from them...Originally posted by PH4'67 sort of station wagon (limestone), '65 gray hardtop, '63 blue Station Wagon, '64 limestone station wagon in piecesComment
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Will they insure a 19 year old driver? Can you get a plan that has more than 5000 miles in a year?Comment
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Hagerty won't allow you to use the vehicle as a daily driver -
My insurance company, AMICA, had me contact their antique car affiliate and I was told that in addition to not being able to use the car as a commuter, I was not able to take the truck off road, haul anything with it, I must keep it in a locked garage, and can only drive 2,500 miles a year. There was an additional list of requirements for the $100 per year premium, but I said no thanks, I bought this truck to drive it.
I am now working on getting Rovers North to help me appraise the car for its replacement value and make sure I have suitable insurance coverage. $450 a year is well worth it.
Jeff'68 109 3 door with multiple personalities
'03 Ford Excursion 7.3 diesel
'07 Porsche Carrera S CabrioletComment
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garage?
doesnt haggarty require the vehicle to be garaged?1968 Land Rover "Park Ranger" camper **SOLD**
1967 109 **SOLD**
NADA Dormobile #601 **SOLD**
1965 IIA 88 2.5NA Diesel
1963 Mercedes 300se
1975 Volvo C303
KJ6AQKComment
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I had Haggerty and I do believe they require the locked garage, no daily driver etc. So, I switched my '64 SIIA over to USAA for $20 a month and get to use it however I please. Got the multi-car discount, very pleased, as always with USAA.Alex Jones
Atmore, Al
'64 SIIA 88
'79 MB 240D daily driver
'80 MB 240D donor
'59 MB 190D "rutso-ration in progress"
'00 Chevy Silverado 4x4 "rescue vehicle"
"Glad I ain't haze grey and underway!"Comment
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what about replacement value
this is my big concern now - how much will the insurance company pay if your truck is wrecked?
i purchased my truck for under $10,000 and have 3 times that in receipts from the complete restoration.
anyone have any experience with a wrecked series truck and insurance companies? a cheap yearly rate doesn't mean squat if you don't get any money to get repair/replace it.
i going to have RN appraise it a.s.a.p.'68 109 3 door with multiple personalities
'03 Ford Excursion 7.3 diesel
'07 Porsche Carrera S CabrioletComment
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I have regular AAA insurance and my Rover is currently registered as an antique in Maine. It is only insured for liability with no collision. I pay $181 per year for that coverage. If I wanted collision i would need to send pictures, have it appraised etc. before they will insure it. Once I get it to the point I want it I may go that route but time will tell.
JimComment
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No need for anything other than liability. The other guys car is going to lose. Unless you hit a tank.Originally posted by chester rides againthis is my big concern now - how much will the insurance company pay if your truck is wrecked? i purchased my truck for under $10,000 and have 3 times that in receipts from the complete restoration.
anyone have any experience with a wrecked series truck and insurance companies? a cheap yearly rate doesn't mean squat if you don't get any money to get repair/replace it.
i going to have RN appraise it a.s.a.p.
Even if you smash a fender, you can order a new one for a few hundred and have it painted for as much.61 II 109" Pickup (Restomod, 350 small block, TR4050)
66 IIA 88" Station Wagon (sold)
66 IIA 109" Pickup (Restomod, 5MGE, R380)
67 IIA 109" NADA Wagon (sold)
88, 2.5TD 110 RHD non-hicap pickup
-I used to know everything there was to know about Land Rovers; then I joined the RN Bulletin Board.Comment
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When I switched my rover over to USAA I asked them exactly that, if it is a total loss what will I get? They said save all your bills and have pictures and they willl compensate accordingly. Vague? Yes, but with USAA, I feel confident. Back when I was in the Navy my CO's Harley was stolen from his garage. He faxed the police report and they mailed him a check, just like that. My old man blew up the engine in his Wrangler crossin' a flooded creek to rescue my grandmother (she didn't want to leave her house) they mailed him a check for a brand new engine from the dealership. If you have the right insurer it should be fine.Alex Jones
Atmore, Al
'64 SIIA 88
'79 MB 240D daily driver
'80 MB 240D donor
'59 MB 190D "rutso-ration in progress"
'00 Chevy Silverado 4x4 "rescue vehicle"
"Glad I ain't haze grey and underway!"Comment
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